Terms of Use

Last Updated: [Insert Date]

Welcome to smart-earners.com (“Site”). By accessing or using this website, you agree to comply with and be bound by the following Terms of Use. If you do not agree with these terms, please discontinue use of the Site immediately.

1. Use of the Site

You agree to use smart-earners.com for lawful purposes only. You must not:

You should use this website for information purposes only, and not as financial advice. The content does not guarantee any results. Please treat the blog as an information source, not as professional financial guidance.
Violate any applicable laws or regulations
Attempt to gain unauthorized access to any part of the Site, server, or systems
Use the Site to distribute spam, malware, or harmful content
Misrepresent your identity or affiliation with any person or entity

We reserve the right to restrict, suspend, or terminate access to the Site at our discretion, without prior notice, for any violation of these Terms.

2. Affiliate Disclosure

smart-earners.com may contain affiliate links, meaning we may earn a commission if you click a link and make a purchase. These commissions help support the Site and its content.

We only recommend products or services we believe offer genuine value. However, we make no guarantees regarding third-party products, services, or offers. Our affiliate relationships do not influence our editorial content, which is based on independent research and user benefit.

3. Intellectual Property

All content on smart-earners.com, including but not limited to text, graphics, logos, images, videos, and software, is the property of smart-earners.com or its licensors and is protected by copyright and intellectual property laws.

You may not:

Reproduce, distribute, modify, or create derivative works without prior written permission
Use any content for commercial purposes without authorization
Remove or alter any copyright, trademark, or proprietary notices

4. User-Generated Content

When you submit content to the Site (such as comments, reviews, or uploads), you confirm that you own the rights to that material and that it complies with all laws and third-party rights.

smart-earners.com does not sell, reproduce, or distribute user-submitted content for commercial purposes. Any content provided by users remains their responsibility, and we use it only for displaying on the Site in its original context, if approved.

By submitting content, you grant smart-earners.com a limited, non-exclusive, royalty-free, worldwide license to display or remove that content as necessary for site operation (for example, moderating comments). You retain ownership of your submissions at all times.

We may, at our discretion, remove, edit, or disable access to any user-generated material that violates these Terms, contains harmful or false information, or does not meet community standards.

5. Third-Party Links and External Content

The Site may include links to external websites, services, or third-party content. These links and references are provided for informational and convenience purposes only. smart-earners.com does not own, control, or endorse any third-party websites, products, services, or information.

We are not responsible for the accuracy, safety, or reliability of any third-party content, including but not limited to advertisements, offers, or promotions displayed through links, banners, or pop-up windows that may appear while using the Site.

From time to time, third-party information, offers, or promotions may be shown through additional pop-ups, banners, or embedded sections on our Site. Such materials are provided directly by external advertisers or partners, and smart-earners.com does not control or verify their accuracy or authenticity.

We strongly encourage all users to read the terms, conditions, and privacy policies of any third-party websites or offers before interacting with them. Your engagement with such third-party content is entirely at your own risk, and smart-earners.com assumes no responsibility for any resulting loss, damage, or issues.

6. Newsletter and Subscriptions

By subscribing to our newsletter or downloading free resources, you consent to receive periodic emails from smart-earners.com. These may include updates, promotions, and educational content.

You may unsubscribe at any time using the link provided in each email. We do not sell or share your email address with third parties without your consent.

7. Privacy Policy

Your use of the Site is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.

We are committed to safeguarding your privacy and ensuring transparency in how your data is handled. Please review the Privacy Policy carefully.

8. Disclaimer of Warranties

The Site is provided “as is” and “as available” without warranties of any kind, express or implied. We do not guarantee that the Site will be error-free, secure, or uninterrupted.

We disclaim all warranties, including but not limited to merchantability, fitness for a particular purpose, and non-infringement.

9. Limitation of Liability

To the fullest extent permitted by law, smart-earners.com shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or inability to use the Site. This includes, but is not limited to:

Loss of data
Loss of income
Business interruption
Unauthorized access to your information

10. Indemnification

You agree to indemnify and hold harmless smart-earners.com, its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, and expenses (including legal fees) arising from your use of the Site or violation of these Terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles. Any disputes arising from these Terms or your use of the Site shall be resolved exclusively in the competent courts of a legally appropriate jurisdiction.

This Site is intended for a global audience and complies with relevant international standards, including data protection regulations such as the General Data Protection Regulation (GDPR) and other applicable privacy laws.

12. Cookies and Tracking Technologies

We use cookies, tracking pixels, and similar technologies to improve website performance, enhance user experience, and deliver relevant content or advertisements. By continuing to use this Site, you consent to our use of cookies as described below.

Essential Cookies: These are necessary for the website to function properly (e.g., login sessions, security, and preferences).
Performance and Analytics Cookies: These help us understand how visitors use the Site, identify technical issues, and improve content.
Advertising and Affiliate Cookies: These track interactions with our affiliate links and may be used by third-party partners to measure ad performance and deliver personalized offers.

You can manage or disable cookies through your browser settings. However, disabling essential cookies may affect how certain parts of the Site function.

We make reasonable efforts to ensure that any third-party cookies or tracking technologies used on this Site comply with applicable data protection and privacy laws. By using this Site, you acknowledge and agree that some cookies may originate from third-party services (e.g., analytics providers or advertisers) and that smart-earners.com is not responsible for their independent practices.

For more information about our use of cookies and data practices, please review our Privacy Policy.

13. Contact

If you have any questions, takedown requests, concerns, or other inquiries regarding these Terms or our Privacy Policy, please contact us:

Email: info@smart-earners.com
Website: https://smart-earners.com