Privacy Policy

Last Updated: [Insert Date]

This Privacy Policy explains how smart-earners.com (“we,” “our,” or “us”) collects, uses, shares, and protects your personal information when you access or interact with our website (“Site”).

By using this Site, you agree to the terms outlined below. If you do not agree, please stop using the Site immediately.

1. Age Restrictions

This Site is not intended for individuals who are below the legal age to consent to data processing in their country of residence. This generally ranges between 13 and 18 years old, depending on local laws (such as COPPA, GDPR, or POPIA).

If you are under the applicable age, please do not use this Site or provide personal information. If we learn that we have collected personal data from a minor without verified parental consent, we will delete it promptly. Parents or guardians can request removal by contacting us at info@smart-earners.com.

2. Information We Collect

We may collect the following information to help us provide and improve our services:

Personal Information: Such as your name, email address, or any details you voluntarily provide when you sign up for our newsletter, fill out a contact form, or download resources.
Usage Data: Including IP address, browser type, device information, pages visited, time spent on the Site, and referring URLs.
Cookies and Tracking Technologies: We use cookies and similar tools to improve your experience, analyze traffic, and personalize content.

3. How We Use Your Information

We use your information to:

Operate, maintain, and improve the Site and its content
Respond to inquiries, feedback, or customer support requests
Send newsletters, updates, and promotional materials (only if you opt in)
Understand how visitors use our Site and improve performance
Comply with legal and regulatory obligations
Prevent fraud, abuse, and unauthorized access
Personalize your browsing experience and show relevant content or ads

We do not use your personal data for automated decision-making or profiling that has legal or significant effects.

4. Newsletter and Subscriptions

When you subscribe to our newsletter or download free materials, you consent to receive periodic emails from us. These may include:

Educational resources and helpful tips
Product or service recommendations
Special offers, updates, or promotions

You can unsubscribe anytime by clicking the link in our emails. We do not sell or share your email with third parties without your explicit consent.

5. Legal Basis for Processing (GDPR Compliance)

If you are located in the European Economic Area (EEA), we process your personal data under these legal bases:

Your consent (for newsletters, cookies, etc.)
Performance of a contract (e.g., delivering a requested service)
Compliance with legal obligations
Legitimate interests (such as improving the Site or preventing misuse)

6. Your Rights

Depending on your location, you may have the right to:

Access the personal data we hold about you
Request correction or deletion of inaccurate or outdated data
Withdraw consent for processing at any time
Restrict or object to specific types of data use
File a complaint with your local data protection authority

To exercise these rights, contact us at info@smart-earners.com.

7. Data Security

We take reasonable and appropriate technical and organizational measures to protect your information. While we do our best to keep your data secure, no online system is completely risk-free. Please use the Site responsibly and avoid sharing sensitive personal details through public forms or comments.

8. Cookies and Tracking

We use cookies to:

Remember your preferences and improve your browsing experience
Analyze visitor behavior to optimize our content and features
Deliver personalized advertising and recommendations

You can manage or disable cookies in your browser settings. Please note that disabling cookies may affect some features or functions of the Site. For detailed information, review our Cookie Policy.

9. Third-Party Links

Our Site may contain links to other websites or third-party content. We do not control or take responsibility for their privacy practices or content. Please review the privacy policies of any external sites you visit before sharing your information.

Some third-party content or promotions may appear through pop-ups, ads, or embedded widgets. These are operated by third parties, and interactions with them are at your own discretion and risk.

10. Data Retention

We retain personal data only as long as necessary for the purposes described in this Privacy Policy, unless a longer period is required or permitted by law. When data is no longer needed, we delete or anonymize it securely.

11. International Data Transfers

If you access the Site from outside our hosting region, your data may be transferred to and processed in other countries where data protection laws may differ. We take steps to ensure that your information receives appropriate protection consistent with this Privacy Policy and applicable law.

12. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in technology, laws, or our practices. Updates will be posted on this page with a new “Last Updated” date. Your continued use of the Site after updates means you accept the revised version.

13. Contact Us

If you have any questions, takedown requests, concerns, or other inquiries regarding this Privacy Policy or your personal information, please contact us:

Email: info@smart-earners.com
Website: https://smart-earners.com